Valerie has been instrumental in finding the best solution for my needs, offering various options and sound advice to facilitate a decision. She then ensured I could secure the best possible rate and conditions and carefully explained the details of the proposal, even taking the time to come to my home to walk me through the documentation before I signed. She was a reassuring and positive guide throughout this process which, for those unfamiliar, may prove a daunting prospect. I am most grateful for her precious assistance and would gladly recommend her services to anyone who should need them.


 Carl Gauthier





To whom it may concern:

I wanted to say a few words about an incredible lady who has not only made my family’s dreams come true but has shown us that we really could look beyond what we had ever  hoped for. Over the years, Valerie Cavers has become not only a very trustworthy and helpful ally, but we also consider her a friend. She will always take the time to answer as many questions as you may have. She is extremely knowledgeable and will very often show you ways to look at potential opportunities that you didn’t even know existed. To date she has helped us with not only a re-mortgage but also buying our dream house. She makes her clients feel so comfortable and truly like they are the #1 person on her list. Valerie has not only helped my family but she has gone on to help many other people in our family and friends as well and all have given her a consistent and glowing report. As far as we are concerned, she is the best in the business both for what she brings to the table with her knowledge and for the depths she goes to in finding her clients the best possible options. I couldn’t recommend anyone better and I am very happy to speak with anyone who is thinking about using her. Thank you from the bottom of my heart Valerie. Our life is better and our future is much brighter and a big part of that is because of you and what you have done for us.

Jenny Delorme


"Valerie did an excellent job in helping my with my original mortgage and more recently, with my renewal - which I am completely satisfied with.  She was able to provided me with many great options always taking into account my personal interests.  She was able to work with different lenders and find one that worked for my specific situation.  Valerie is extremely responsive, friendly and will help you get your mortgage quickly and easily."

 David Porter   

 "Val Cavers is very friendly, experienced and helpful.  We had a few difficulties with the purchase of our house and she was able to help us through them directly, and with advice and guidance.  She went above and beyond helping us with the purchase of our house.  She was a definite asset.

Andrew & Lori "


 "I have known Valerie Cavers for many years. As she has been there since my first mortgage renewal. And now I'm on my third with her. That one was the hardest since I was going through a tough time in my life. She came though again with flying colors every step of the way, and made it very smooth. She was not just a mortgage broker but a confidant and a lending ear. Very professional and family oriented yet caring. 

I would not hesitate to recommended Valerie to anyone who is on the market for a Mortgage Agent.

Thank you again Valerie !!

Sonia Tomlinson"

As a Mortgage Agent, Valerie Cavers has been very helpful, patient and I can always count on her to be there to answers any questions, as many as I may have. She is very reliable and knowledgeable at what she does. I would never hesitate to ask for her services again and/or to recommend her.

Thank you,
Joanne Corbin


Valerie is AMAZING!!! She alwasy goes the extra mile and takes the time to ensure we feel 100% satisfied.   I'm confident that not one other person could do what Valerie does, it's just something about her :)

Curtis & Eden Bergeron (repeat clients)


 "Shopping for a mortgage can be stressful.  With Valerie, it's been anything but!  Extremely knowledgeable in her field, I can always count on Valerie to answer my quesitons and put my mind at ease.   I have really appreciated her patience and humour as she has guided me through the porcess.  Special thanks to Valerie for making my expience so positive!"

Happy in my new Home,

Jennifer Bordeleau

"It's nice to see that putting clients' interest first is still valued and appreicated!  Working with Valerie made our task of buying a house actually an enjoyable experience.  We never once second guessed asking her for her assistance and help in theis endeavour, and we knew we could as as MANY quesitons as we needed to.  We will never hesitate to recommmend Valerie to others.  Her professionalism and dedication to her clients is second - to - none!"

Thanks you Valerie!!

John & Kim Bertram (repeant clients)


"Valerie works with her client's file from start to finish, not just getting the mortgage, but making sure you get the keys to your new home!!  What sets Valerie apart from many in the mortgage brokering industry is that she is always available but never overbearing.  She is there for her clients and never pressures them into anything they are not ready for.  If you are thinking of purchasing, refinancing or switching mortgage companies and want to deal with a great Mortgage Professional you can be comfortable with, I highly recommend Valerie Cavers!"

Until next Renewal,

Fraser Eales

"Buying a first home can be a very exciting experience, but it can also be time consuming, overwhelming and very frustrating.  It's important to have a knowledgeable leader to guide you through the process, show you what to look for,and to teach you how to protect you investment.  Valerie was a leader, a teacher, and a friend for us during this time.  She provided encouragement and compassion when dealing with our fluctuating needs and was avble to answer all of our questions.  Valerie went beyond our expectionas and we were comforted knowing that we can call her anytime.  WE could not have purchased our dream home without here."

We love our home, Thanks Valerie!

Jerome and Tayna (1st time home buyers)